Refinancing

Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.

 



  • REFINANCING IS ALSO A GOOD OPTION TO PULL OUT EQUITY FOR CONSOLIDATING DEBT, HOME IMPROVEMENTS, INVESTMENTS, COLLEGE EXPENSES, AND MORE.

Our Best Rates

Mortgage Product Rate
5 Year Variable Rate
1.85%
1 Year Fixed Rate 2.79%
2 Year Fixed Rate 2.24%
3 Year Fixed Rate 1.89%
4 Year Fixed Rate 2.24%
5 Year Fixed Rate
1.84%
5 Year Fixed (Quick close) 1.74%
7 Year Fixed Rate 2.34%
10 Year Fixed Rate 2.99%
Updated: 2020-10-19

Rates subject to change without notice and may vary based on loan-to value (call for additional details). Bank of Canada mortgage qualification rate is currently 4.79%, and Lender prime rate for variable rate mortgages is 2.45%

VISIT OUR BLOG SECTION FOR IMPORTANT COVID19 UPDATES AND MORTGAGE FINANCING INFORMATION!